U.S. SBA
The SBA offers numerous loan programs to assist small businesses. It is important to note, however, that the SBA is primarily a guarantor of loans made by private and other institutions.

PROGRAM: Basic 7(a) Loan Guaranty
Serves as the SBA’s primary business loan program to help qualified small businesses obtain financing when they might not be eligible for business loans through normal lending channels. It is also the agency’s most flexible business loan program, since financing under this program can be guaranteed for a variety of general business purposes.

Loan proceeds can be used for most sound business purposes including working capital, machinery and equipment, furniture and fixtures, land and building (including purchase, renovation and new construction), leasehold improvements, and debt refinancing (under special conditions). Loan maturity is up to 10 years for working capital and generally up to 25 years for fixed assets.

For start-up and existing small businesses, commercial lending institutions, delivered through Commercial lending institutions.
 

Accion USA
ACCION USA makes small business loans to people who need them. We are part of the U.S. ACCION Network, which has loaned over $154 million to more than 16,000 entrepreneurs since 1991. Our loans range from $500 to $25,000 and serve as a vital resource for small businesses and entrepreneurs throughout the United States who may not have access to traditional bank credit.

We help small businesses get started and keep growing with timely business loans. We nurture the entrepreneurial spirit in people of all backgrounds. And we help build healthy, vibrant communities. To learn more about our small business loans.

Microlending is an innovative financial concept that is helping thousands of businesses and changing communities across the United States. But ACCION USA means more than money. We provide valuable advice and connect our clients to critical business resources. And we bring new hope and inspiration to small businesses and people of all walks of life.

Suncorp
A flexible loan facility, designed to be the engine driving your business - for expansion, plant and machinery, to buy your business premises or any worthwhile business need. The Suncorp Small Business Line of Credit is a 'come and go' revolving credit facility commonly used for injecting capital into the business. The principal can be repaid and redrawn at any time. A revolving line of credit is perfect for your business if you need access to funds for working capital requirements. The Suncorp Small Business Overdraft may help you even out fluctuations in your business cash flow. It's attached to your check account, so you can draw up to the overdraft limit when you need to.