American Debt Management
Forget Trends. We Bring Stability.
Sick of living paycheck to paycheck?
Tired of being short on cash because
you're always sending out a payment
for this or that?
Sick and tired of being sick and
tired?
Are you ready to consolidate debts?
Well, now you can stop the madness.
American Debt Management is bringing
one consumer at a time closer to
achieving the American ideal of
being completely debt free. We'll
show you how you can take advantage
of efficient and practical debt
reduction strategies to achieve your
goals. Bet you never knew debt
elimination could be this easy.
Check it out. It's as easy as taking
a few moments of your time to fill
out our complimentary application.
The end result will be your chance
to review non-obligatory quotes and
referrals. Make bad credit a thing
of the past with our help.
American Debt Management will
provide you with the ultimate
solution to your debt dilemma. By
filling out our free, secure form,
you'll be taking more than a small
step--you'll be taking a giant leap
towards making the transition to a
debt free existence. Within 24
hours, we'll send you free quotes
and referrals to the best, most
reliable non-profit credit
counselors in the industry. This
free analysis will give you a better
idea of what needs to transpire in
order to pay off your debt swiftly
and efficiently. We work hard to
bring you an effective debt
management solution that is
unbeatable. American Debt Management
will work on your behalf to reduce
your credit card debt balances by as
much as 57%, reduce your interest
rate by as much as 50% and get all
accumulated nuisance fees waived.
Combine this with individualized
debt counseling and you'll not only
be more capable of paying off debt,
but more prepared to face a
successful financial future.
About.com
The Fair Debt
Collection Practices Act is a
federal law which prohibits debt
collection agencies from unfair and
harassing practices in connection
with the collection of debts. Some
agencies violate these laws
intentionally, and do it
inadvertently. Consumers need to
know their rights in order to
prevent debt collectors from taking
unfair advantage.
Collectors are required to identify
themselves to you.
They may call only during normal
business hours, 8 a.m. to 9 p.m.
They can't contact you at work if
you tell them not to.
They may call other people only to
find where you live and work, but
may not talk about your debt or tell
others you owe money. If you have an
attorney, they may only contact the
attorney.
They must notify you in writing
within five days after the first
contact, stating the amount you owe,
the name of the creditor and what
action to take if you believe you
don't owe the money.
You can stop a collector from
contacting you by writing them a
letter telling them to stop. They or
the creditor may them contact you
only to tell you of the intent to
take some action.