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HOME EQUITY


 


Quicken
Use your home equity to pay off credit card debt today!

Access your Home's Equity to Finance your Needs.

  • Get money out of your home and use it for anything you want.
  • Make repairs or home improvements and increase the value of your home.
  • Pay for college tuition, pay off high-interest credit card debt, or buy a vacation home. You can even use it as an alternate source of income.

Bank of America
Your home is an investment. Make it work for you.

Take advantage of your home's increased worth with our home equity line of credit. Apply online or over the phone—the process is fast and easy. And, you’ll save money with no fees and lower monthly payments.

Great rates. No fees.
With no fees you’ll have more money to spend on the things you enjoy.
No annual fee
No closing costs
Interest that may be up to 100% tax deductible
It's your money. Access it almost anywhere.

Your Home Equity Line access card can be used anywhere Visa® is accepted. Write a check, visit any of our banking centers or access your money 24/7 online or by phone.

Chase
A home equity loan provides a flexible and easy solution to the challenge of covering life's many expenses.
Are you longing to remodel your kitchen or add a room on to your house, but are unable to find the cash to do it? With  home equity you can leverage the equity value in your home for construction or improvements!

As a homeowner, you're in an ideal position to use the growing equity in your home to finance home improvement projects. Whether you choose a home equity loan or a line may depend on one of the following factors:

If you need money for a large home improvement project, a home equity loan allows you to pay off a larger loan over a longer term. With a loan, you get a fully amortized loan, secured by a mortgage or deed of trust in second position on the title of your home. This type of loan is usually paid to you as one lump sum.

If you intend borrow relatively small, variable amounts and pay back the principal quickly, a home equity line of credit can cost less than a home equity loan. A home equity line of credit is usually based on a variable rate, and offers you the ability to draw money for making improvements only as you need it.

A home equity loan can provide a tax-deductible way for improving your home to look the way you really want it to, while increasing the value. Note, however, that you should always consult a tax advisor regarding the deductibility of interest. There are typically no restrictions for home improvement, as long as they are within the boundaries of local building requirements.

Citibank
If you've built up equity in your home, the cost of borrowing against it has rarely been more favorable - especially when you pay interest only on the money you actually use.

Fix up the backyard. Remodel the kitchen. Take a Caribbean cruise. How you use your Home Equity Line of Credit (HELOC) is up to you. But if there's something you really want to do, a Citibank HELOC might be the best way to get it done.

Wells Fargo Home Equity
A home equity loan or line of credit from Wells Fargo can make it easy to accomplish anything on your list. So go ahead, think big.

Why Wells Fargo?
Fixed and variable interest rate with low payments
Simple application requiring little paperwork
Instant responses and approved applications funded in just weeks
Potential tax write-off for more funds in your wallet